BAD KARMA Terms of Use Product: bad-karma/core Version: 2.0 Effective: August 30, 2026 1. Acceptance and material changes These Terms of Use ("Terms") govern access to and use of the BAD KARMA application and related services (the "App"). You must read these Terms and the current Privacy Policy and take the explicit acceptance action shown in the App. Navigation, continued use, or an older timestamp-only acceptance does not accept this version. A material change to either document requires a new explicit acceptance of the exact current versions and content hashes. If you do not agree, do not accept these Terms. The App may keep local data safely on your device while acceptance is pending, but policy-gated features may remain unavailable. 2. Eligibility and accounts You must be at least 18 years old, or the age of majority where you live if higher, and able to form a binding contract. You are responsible for accurate account information, for activity under your account, and for protecting access to your email, device, and sign-in codes. 3. General fitness and wellness information only BAD KARMA is a general fitness, nutrition, and wellness tracker. Calorie and macronutrient targets, training programs and suggestions, bodyweight trends, medication logs, including GLP-1 logs, and other content are informational only. They are not medical, nutritional, mental health, legal, or other professional advice and do not create a clinician-patient or other professional relationship. The App does not prescribe, dose, or manage medication. Follow your licensed clinician's instructions. Consult an appropriately qualified professional before beginning or changing diet, training, supplements, or medication. If you may have a medical emergency, contact emergency services. BAD KARMA is not presented as a service provided by a HIPAA covered health care provider or health plan. Other privacy or consumer protection laws may still apply. 4. Assumption of training risk Exercise, strength training, Brazilian jiu-jitsu, grappling, conditioning, and related activity can cause serious injury, illness, disability, or death. You voluntarily assume the risks of activity you choose and are responsible for your health, limits, technique, equipment, environment, and decision to stop or seek help. 5. Your data and Crew content You retain responsibility for content you enter or share. Private Food, bodyweight, and training information may sync to private cloud storage for your account. Crew posts, messages, reactions, status, and shared training summaries are shared content visible to authorized Crew members. Do not post another person's confidential or personal information without permission. You grant BAD KARMA the limited rights needed to host, process, transmit, back up, and display your content to operate the App and the sharing choices you make. Shared Crew history may remain in de-identified form after account deletion so other members' history and conversation context are not broken. Private Heckle media is stored in private object storage and is subject to the media lifecycle described in the Privacy Policy. No system can guarantee uninterrupted operation or that data loss will never occur. Keep an export or other backup of data you cannot afford to lose. 6. Acceptable use Do not use the App to harass, threaten, impersonate, exploit, defraud, unlawfully surveil, distribute malware, bypass access controls, interfere with service operation, or violate law or another person's rights. Do not attempt to access another user's private or account data. We may limit or suspend access needed to protect users, the service, or legal compliance. 7. Core subscription disclosures for a later paid launch Core is planned at $4.99 per month or $39 per year. There is no setup fee and no free trial. Core is not currently available for purchase in this Stage D release, and accepting these Terms does not start a subscription, charge a card, or grant a paid entitlement. If paid checkout is later activated, the card is charged immediately when checkout completes successfully. A subscription automatically renews at the selected monthly or annual interval until canceled. Ordinary cancellation takes effect at the end of the current paid period, and paid access continues through that period. A failed initial payment grants no paid access. A failed renewal receives one non-extendable seven-day grace period. A chargeback or payment dispute suspends paid access immediately. There are no automatic refunds, prorated refunds, or refunds for unused time on an annual plan, except where required by law or explicitly approved. Eligible account deletion cancels a subscription only after deletion preflight succeeds. Account deletion does not produce an automatic refund. A Crew owner deletion currently fails closed until Crew ownership is resolved. AI Coach is not included in the current Core subscription. Any later checkout must present the applicable purchase and cancellation information and require the current legal acceptance. Availability and billing behavior remain subject to the then-current checkout surface and applicable law. 8. Account deletion and device reset Reset this device removes local app state according to the reset screen. It is not account deletion and does not guarantee deletion of cloud or account data. Cloud data may sync back after sign-in. The authenticated Delete my account and cloud data action is not enabled in this Stage D release. When separately activated, eligible deletion is intended to remove private account and cloud data under the then-current deletion contract, including proof of private media deletion before completion. Crew-owner preflight must succeed first. Shared Crew history may remain in de-identified form. No deletion occurs merely because you view the preparatory screen. 9. Third-party services The App uses service providers for functions such as hosting, authentication, cloud database, private object storage, and, if later activated, payment processing. Third-party services may have their own terms and privacy practices. BAD KARMA is not responsible for services it does not control, except as required by law. 10. Intellectual property The App, excluding user content, is owned by or licensed to BAD KARMA and is protected by applicable intellectual property laws. These Terms grant you a limited, personal, revocable, non-exclusive, non-transferable right to use the App for its intended purpose while you comply with these Terms. 11. Changes, availability, and termination We may change, suspend, or discontinue features. Material Terms or Privacy changes require fresh explicit acceptance before policy-gated use. We may terminate or restrict access for a material violation, security risk, legal requirement, or service shutdown. Provisions that by their nature should survive termination remain in effect. 12. Disclaimers To the fullest extent permitted by law, the App is provided "as is" and "as available" without warranties of merchantability, fitness for a particular purpose, non-infringement, uninterrupted availability, or error-free operation. Nothing in these Terms excludes a warranty or right that cannot lawfully be excluded. 13. Limitation of liability To the fullest extent permitted by law, BAD KARMA and its operators will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages, or for loss of data, profits, goodwill, or opportunity arising from the App. This limitation does not apply where prohibited by law and does not limit liability that cannot lawfully be limited. 14. Governing law and venue These Terms are governed by the laws of the State of North Carolina, without regard to conflict-of-laws principles. Except where applicable law provides otherwise, disputes that may be brought in court are subject to the jurisdiction of state and federal courts located in North Carolina. This section does not remove any non-waivable consumer right or venue protection. 15. General terms If a provision is unenforceable, the remaining provisions remain in effect and the affected provision will apply to the maximum lawful extent. A failure to enforce a provision is not a waiver. You may not transfer these Terms without our consent. We may transfer them in connection with a reorganization, financing, sale, or transfer of the App, subject to applicable law. 16. Contact Questions about these Terms can be sent to bmayo7@gmail.com.